Pam has been a licensed mortgage loan officer since 2004. She is licensed in the State of Texas and Louisiana. Pam specializes in all types of loans such as FHA, VA, USDA, and Conventional. Her passion is to help families reach their homeownership dreams. Also helping clients better their financial situation such as refinancing their current mortgage or taking cash out of their home to pay off debt. She wants to beat expectations and make every client feel comfortable by walking them through the loan process. When Pam is not assisting REALTORS® or clients, she spends time with her two sons and their Golden Retriever, Bonsai.