Loan information

Once you have completed a loan application and we have received your intent to proceed, you will need to provide the following documented information:

Required Documents
• Past two (2) years W-2 statements
• Pay Stubs covering the last (30) thirty days
• Three most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Photocopies of any stocks or certificates of deposits
• Copy of the purchase and sale agreement
• If you are currently renting, either 12 months canceled rent checks or the name and address of your current landlord
• If divorced, a fully executed divorce decree
• For a refinance, a copy of the deed and most recent tax bill
• A letter of explanation for any known credit problems

For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
• Two (2) years signed personal tax returns – including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.