The Home Scouting Report® (HSR) is a free home finding service provided directly to you as a homebuyer by Home Buyers Marketing II, Inc. (HBM II), a licensed real estate brokerage services company. The Preferred Loan Officer’s role is to assist in determining a comfortable home price range for HBM II to use when it is searching for property listings within your search criteria. The Preferred Loan Officer is neither an employee of HBM II, nor the provider of the HSR. The Real Estate Agent and HBM II are cooperating, licensed real estate professionals. The Cooperating Real Estate Agent is neither an agent nor a broker for HBM II, but works cooperatively with HBM II to assist buyers in their home buying efforts. © 2014 Home Buyers Marketing II, Inc.